Now before we get into this issue, we need to put in a small disclaimer that we are not qualified to provide workers compensation advice and you should consult with a professional before making any final decisions.
With that being said, sending staff out to run errands of any kind is logically a workers compensation risk as they are carrying out tasks outside the office on work time and therefore they need to be covered by you workers compensation policy.
One thing that we often her from our customers is that they feel that having their staff collect their mail from the post office each morning is not costing their business anything as the staff member collects the mail on their way to work each morning and is in the office on time to start work anyway. Essentially they feel that they are already getting this service for free.
Well, when you consider this from a workers compensation perspective, the staff member is beginning their work day from a location that is not the office where they generally carry out their work each day. In some cases this can mean that unlike a usual trip from home to the office, your business may be required to insure them from their trip from home to the post office.
This creates a large range of potential implications including but not limited to things like car accidents required to be covered by your workers compensation insurance. So as a business you should consider is that worth the risk, sure you are covered by insurance in the event of an accident but the flow on effect of any claim is much higher insurance premiums for years to come.
So the question we pose to our customers is – is this really worth the risk?
Besides the fact that due to economies of scale we can provide mail courier services much cheaper than paying a staff member to do this, we will assume all of the workers compensation risk and you can focus on the core services of your business.
If you are interested in exploring a mail courier service for your business that:
- Delivers your PO Box mail to your office
- Collects and lodges your express deposit banking at your financial institution each day
- Collects and lodges your outgoing mail and lodges it at the post office each afternoon
- Much More
Why not contact us today on 1300 624 562 or by clicking here.
